Our Bank Offers Attractive Interest Rates for all Savings Schemes.
Savings Bank Account
- SB accounts can be opened in the following categories:
- An individual in his own name.
- More that one person in their joint names.
- A guardian on behalf of the minor.
- Clubs, Associations, Charitable institutions and Professionals, Society, Trust etc. with Certificate from Income Tax Authorities regarding exemption of their income from payment of income tax.
- Free accidental policy up to Rs. 2.00 lakhs will be given to the SB A/c holders who give consent to maintain Rs. 5,000.00 minimum balance in their account on daily basis.
- Minimum Balance to be maintained in the Account is Rs. 1000.00 with cheque book facility and Rs. 500.00 without cheque book facility.
- Savings No frill Account: Savings Bank account can also be opened with minimum balance of Rs.100/- with other conditions.
Benefits
- Minimum Monthly Balance to be maintained is Rs. 500
- CTS Cheque Book.
- ATM Card Facility with withdrawal Limit up to Rs. 25,000/-
- Any Branch Banking Facility throughout all Branches of the Bank for operations in Saving / Term Deposit Accounts.
- SMS Transaction Alerts.
- Statement of Account at monthly intervals by e-mail.
- Mobile banking facility available.
Documents Required
- Duly filled Account Opening Form with
- Valid address proof
- Identity proof
- 3 Passport size photos
Current Account
- Current Account is meant for those who operate the account frequently. This account can be opened by Traders, Businessmen, Corporate bodies, Wholesalers, Retailers, Distributors etc.
- Current Accounts can be opened by Proprietorship / Partnership Firms / Public or Private companies requiring to do multiple or numerous business transactions. The customer can deposit or withdraw the amount as many times required.
Benefits
- Minimum Balance to be maintained is Rs. 2,000/- in the account.
- ATM Card Facility with withdrawal Limit up to Rs. 25,000/- depending on Card type for Proprietary Accounts
- Any Branch Banking Facility throughout all Branches of the Bank for operations in Current Accounts
- SMS Transaction Alerts
- Statement of Account at monthly intervals by e-mail
- Mobile banking facility available
Eligibility
- Saving Account can be opened by a
- Proprietorship
- Partnership Firms
- Public or Private companies to be operated by Authorized Signatories.
Documents Required
- Duly filled Account Opening Form with
- Valid address proof
- Identity proof
- Registration copy
- VAT/TIN copy
- PAN card
Fixed Deposit (FD)
- Fixed Deposit can be opened by any person or Trusts, firms, institutions etc. This account can be opened for a fixed amount for a fixed period at the prescribed rate of interest.
- Interest on Fixed Deposit is paid Monthly / Quarterly / Half yearly or Yearly either by cash / pay order / transferring to their a/c / by transferring to their a/c through RTGS / NEFT.
Merchants Cash Certificate (MCC)
- Merchants Cash Certificate can be opened by any person or Trusts, firms, institutions etc. This account can be opened for a fixed amount for a fixed period at the prescribed rate of interest.
- Interest on Cash Certificate is paid on Maturity (Compounded Quarterly)
Recurring Deposit (RD)
In this deposit scheme depositor deposits a fixed monthly instalment every month for a fixed period at the prescribed rate of interest. Interest will be compounded on quarterly basis and at the time of maturity deposit amount along with interest will be paid to the depositor.
Pigmy Deposit
Information Updated Shortly
